I have a feeling that the work to get this house will consume a great deal of my energy and ranting until it is final and I move in.
Right now I am considering how I am going to come up with the down payment. The frustrating part is that I have enough credit to cover it without coming near my credit limit, but the bank will not allow me to borrow money to borrow money. I am also aware of the first time buyers credit that would pay off that credit card with plenty left over. Once I am in the house. We are also starting PFP, which means quarterly bonuses for me if our warehouse does well.
what I am saying is that I'll look great financially in about 6 months. grr.
The Cookie Thief offered me a no interest loan for the amount I need. the temptation is there to take him up on his offer. There are a few hiccups in this deal.
First, I don't like to borrow from individuals especially family and friends. I worry that it would cause strain on the relationship. Coworkers is even worse. I fear the shadow it could cast over our heads.
Secondly, The Cookie Thief drives me nuts about 25% of the time. If I were indebted to him, I wouldn't feel free to be cranky at him when he is driving me nuts. Which is really where the whole "selling my soul" thing comes in. I would feel like I had to be nice all the time because of the great kindness he is offering me. I know I should be nice all the time anyway, but sometimes, I just can't because sometimes he's just out to be annoying.
If this is the solution that the universe is offering, I would be a fool to refuse it. Quandries. You know I hate 'em.